Federal Housing Finance Agency Moves to Require Bi-Merge Credit Reports for Mortgages

By Flávia Furlan Nunes · HousingWire · 2026-10-01

Federal Housing Finance Agency Moves to Require Bi-Merge Credit Reports for Mortgages

HousingWire reports that the FHFA will soon instruct Fannie Mae and Freddie Mac to adopt credit reports utilizing data from only two bureaus rather than three. The shift, which FHFA Director Bill Pulte may officially announce at the upcoming Mortgage Bankers Association conferenc

HousingWire reports that the FHFA will soon instruct Fannie Mae and Freddie Mac to adopt credit reports utilizing data from only two bureaus rather than three. The shift, which FHFA Director Bill Pulte may officially announce at the upcoming Mortgage Bankers Association conferenc