Gen Z Homebuyers Wait for Mortgage Rates That May Never Return

By Dina Sartore-Bodo · Realtor.com · 2026-10-05

Gen Z Homebuyers Wait for Mortgage Rates That May Never Return

According to reporting from Realtor.com, a significant portion of young adults are delaying home purchases until interest rates drop below 5%. This target remains far from the current 7.28% reality, creating a standoff between aspirational buyers and a market defined by high debt

According to reporting from Realtor.com, a significant portion of young adults are delaying home purchases until interest rates drop below 5%. This target remains far from the current 7.28% reality, creating a standoff between aspirational buyers and a market defined by high debt