Federal Policy Debate Intensifies Over Tapping Retirement Accounts for Home Down Payments

By Tristan Navera · Realtor.com · 2026-07-29

As housing affordability remains a primary hurdle for first-time buyers, new research highlights the potential long-term gains of using retirement savings to fund property purchases. According to Realtor.com, data from the Urban Institute suggests that first-time owners who maxim

As housing affordability remains a primary hurdle for first-time buyers, new research highlights the potential long-term gains of using retirement savings to fund property purchases. According to Realtor.com, data from the Urban Institute suggests that first-time owners who maxim