U.S. Equity-Rich Homeowner Share Hits Five-Year Low as Negative Equity Creeps Up

By Julie Gerstein · Realtor.com · 2026-08-20

U.S. Equity-Rich Homeowner Share Hits Five-Year Low as Negative Equity Creeps Up

According to a new report from Realtor.com, the portion of American homeowners holding at least 50% equity in their properties fell to 41.1% during the second quarter. This shift marks a significant retreat from 2025 levels, as a growing segment of the market now faces mortgages

According to a new report from Realtor.com, the portion of American homeowners holding at least 50% equity in their properties fell to 41.1% during the second quarter. This shift marks a significant retreat from 2025 levels, as a growing segment of the market now faces mortgages