Older Baby Boomers Leverage Decades of Equity to Dominate Housing with Cash Offers

By Julie Gerstein · Realtor.com · 2026-08-06

Older Baby Boomers Leverage Decades of Equity to Dominate Housing with Cash Offers

According to the National Association of Realtors 2026 Generational Trends Report via Realtor.com, nearly half of homebuyers aged 71 to 79 are bypassing lenders entirely. This surge in all-cash acquisitions contrasts sharply with younger millennials, who rely almost exclusively o

According to the National Association of Realtors 2026 Generational Trends Report via Realtor.com, nearly half of homebuyers aged 71 to 79 are bypassing lenders entirely. This surge in all-cash acquisitions contrasts sharply with younger millennials, who rely almost exclusively o