Federal Reserve Proposes Metric That Slashes National Homeownership Rate to 53 Percent

By Tristan Navera · Realtor.com · 2026-07-30

Federal Reserve Proposes Metric That Slashes National Homeownership Rate to 53 Percent

A new research paper from the Federal Reserve Bank of Minneapolis suggests the traditional method of tracking homeownership obscures the financial reality of millions of Americans. As reported by Realtor.com, shifting the metric from owner-occupied households to a ratio of indivi

A new research paper from the Federal Reserve Bank of Minneapolis suggests the traditional method of tracking homeownership obscures the financial reality of millions of Americans. As reported by Realtor.com, shifting the metric from owner-occupied households to a ratio of indivi