Shifting Market Yields Push Safe Retirement Withdrawal Rates Toward Four Percent

By Associated Press · Fast Company · 2026-08-04

Fast Company reports that fluctuating inflation and fixed-income returns have forced a reassessment of traditional retirement spending rules. While a 3.3% withdrawal rate was considered prudent in late 2021, recent Morningstar research suggests that rising yields now allow retire

Fast Company reports that fluctuating inflation and fixed-income returns have forced a reassessment of traditional retirement spending rules. While a 3.3% withdrawal rate was considered prudent in late 2021, recent Morningstar research suggests that rising yields now allow retire